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Routinely check your credit report
Your credit report is a record of your past and present
financial behavior as a potential borrower and consumer. It lists your
creditors (past and present) and their balance, minimum payments, and
any late payments. Checking your credit report annually allows you to
discover and correct discrepancies in the report before they negatively
affect your financial future. Every year consumers can obtain a free
credit report from each of the three credit bureaus listed below at www.annualcreditreport.com
- Equifax Credit Information Services, Inc.
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com
- Experian National Consumer Assistance Center
P.O. Box 1017
Allen, TX 75013
1-888-397-3742
www.experian.com
- Trans Union, LLC
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348
1-800-888-4213
www.transunion.com
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